As a responsible payday lender we want to ensure that you can repay your loan comfortably in a way that is affordable to you. Our loans provide a solution for your occasional short-term needs. They are not suitable for supporting sustained borrowing over longer periods, nor if you are in financial difficulties. The cost of our payday loans can be higher than other types of loans, such as those requiring you to provide a guarantor, which are typically payable over a longer period, so if you do require a longer term solution there are other more suitable forms of finance available elsewhere. We use the information you provide to help us make a responsible lending decision as to whether you can afford to repay your payday loan without causing you any financial difficulty. See our questions section for more information.
Given our commitment to you, we will: