d. We reserve the right to amend these Terms from time to time and recommend that you review them regularly.
2. Information about us
This Website is operated by 247Moneybox.com, a trading name of Active Securities Limited, a company incorporated under the laws of England and Wales with company registration number 05671281. Our registered office is located at 20-22 Wenlock Road, London N1 7GU. You can contact us either at this address or by email at email@example.com.
We are authorised and regulated by the Financial Conduct Authority (673915)
3. Use of the Website
a. The Website and the Services are only to be used by persons aged 18 years of age and over who are resident in the United Kingdom. By continuing to use the Website you confirm that you fulfil these criteria.
b. The Website and its Content do not constitute an offer by us to sell or supply any financial services or advice in respect of financial services.
c. Access to this Website may be suspended temporarily and without notice for any reason whatsoever. We give no guarantee as to the availability of the Website, or that access to and use of the Website will be uninterrupted or error-free. From time to time, we may suspend or restrict access to the Website in order to carry out repairs, maintenance or to introduce new facilities.
e. You agree that YOU WILL NOT:
i. attempt to access our systems or reverse-engineer, decompile, disassemble or otherwise tamper with the Website, its Content and/or any software used in connection with the Website;
ii. post on or transmit to or from the Website any material that is threatening, defamatory, obscene, indecent, offensive, discriminatory, inflammatory, blasphemous, criminal, in breach of confidence or privacy or a third party's rights or which may otherwise cause annoyance or inconvenience;
iii. use the Website for fraudulent or criminal activities;
iv. transmit any virus, logic bombs, Trojan horses, worms, harmful components, corrupted data or other malicious software or harmful data onto the Website;
v. use any manual or automated software, devices, or other processes to "crawl" or "spider" any web pages contained in the Website;
vi. monitor or copy, or allow others to monitor or copy, our web pages or the content included herein;
vii. "frame" or otherwise simulate the appearance or function of this Website; or
viii. take any action that interferes with the proper working of or places an unreasonable load on our infrastructure, including but not limited to unsolicited communications, attempts to gain unauthorised access, or transmission or activation of computer viruses.
f. We will fully co-operate with all law enforcement authorities and court orders requesting or directing us to disclose the identity of or to locate anyone posting any defamatory, obscene or otherwise illegal material onto the Website and/or using the Website in respect of any fraudulent activity.
g. If you breach these Terms we reserve the right to withdraw your access to the Website.
4. Account Portal
a. If you apply for any of our Services, you will be issued with a password which, when used in conjunction with your email address or mobile phone number, will enable you to access the portal. You agree that you are responsible for maintaining the confidentiality of your password and account. If you provide your login and password information to another person, we reserve the right to suspend or terminate your access to the Website subject to the terms of any loan agreement you have entered into with us.
b. You agree immediately to notify us of any unauthorised use of your password or account or any other breach of security by contacting us at firstname.lastname@example.org.
5. Copyright and Trade Marks
a. Unless otherwise stated, we are the owner or licensee of the copyright, trade marks and all other intellectual property rights (including, without limitation, database rights, rights in designs, rights in know-how, patents and rights in inventions, whether registered or unregistered) in all Content and expressly reserve all rights in the same.
b. You may print and download extracts from this Website for your own non-commercial use and in respect of your receipt of our Services, provided that you do not modify any of the Content, you do not use any graphics or photographs separately from their accompanying text and you do not remove any copyright or trade mark notification or other proprietary notices from such extracts.
c. Unless we state otherwise, all other reproduction or use of extracts of Content is strictly prohibited. In particular, no part of this Website may be reproduced or stored in any other website or included in any public or private electronic retrieval system or service or used for any commercial purposes whatsoever without our prior written permission.
6. Linking to Website
a. You may create a link from your own website to the Website provided that you obtain our prior written consent and provided that you only do so on the basis that you link to, and do not replicate, the home page of this Website and you DO NOT:
i. create a frame or any other browser or border environment around this Website;
ii. in any way imply that we endorse any properties, products or services other than our own;
iii. misrepresent your relationship with us or present any other false information about us;
iv. use any of our Content or trade marks without our express written permission;
v. link from a website that is not owned by you; or
vi. display any content on your website that is distasteful, offensive or controversial, infringes any intellectual property rights or other rights of any other person or otherwise does not comply with all applicable laws and regulations.
b. We expressly reserve the right to revoke without prior notice any right we grant to you to link to our Website should you breach any of these Terms.
7. Our Links to Other Websites
The Website may from time to time contain links to third party websites which we provide solely for your convenience. We have no control over, and make no endorsement of, the content or availability of these third party websites. WE ACCEPT NO LIABILITY FOR ANY STATEMENTS, INFORMATION, PRODUCTS AND/OR SERVICES THAT ARE PUBLISHED ON OR WHICH ARE ACCESSIBLE THROUGH ANY WEBSITES OWNED OR OPERATED BY THIRD PARTIES AND YOU USE AND RELY ON THE SAME AT YOUR OWN RISK.
8. Disclaimer and Limitations of Liability
a. We provide various commentaries, feeds, and other information and materials on the Website, including Content relating to financial services and personal financial budgeting issues, which we think may be of interest to you and/or other users. SUCH CONTENT IS GENERIC IN NATURE AND IS INTENDED ONLY AS A GENERAL GUIDE. IT IS NOT INTENDED TO AMOUNT TO FINANCIAL OR PROFESSIONAL ADVICE UPON WHICH RELIANCE SHOULD BE PLACED AND WE THEREFORE HEREBY DISCLAIM ALL LIABILITY AND RESPONSIBILITY ARISING FROM ANY RELIANCE PLACED ON SUCH MATERIALS BY ANY VISITOR TO THE WEBSITE, OR BY ANYONE WHO MAY BE INFORMED OF ITS CONTENTS. BEFORE ACTING ON ANYTHING CONTAINED IN THIS WEBSITE, YOU SHOULD SEEK ADVICE FROM A QUALIFIED FINANCIAL ADVISOR IN RESPECT OF YOUR PARTICULAR CIRCUMSTANCES.
b. Whilst we use our reasonable endeavours to ensure that the Content is accurate and up-to-date, you acknowledge and agree that the Content is provided "as is" and that you use the Website and rely on the Content entirely at your own risk.
c. We employ reasonable security measures to protect your information from access by unauthorised persons and against unlawful processing, accidental loss, destruction and damage. However, you acknowledge that communications sent via the Internet cannot be guaranteed to be completely secure. WE HEREBY EXCLUDE TO THE MAXIMUM EXTENT POSSIBLE PERMITTED BY LAW:
i. ALL LIABILITY FOR ANY COMMUNICATIONS FROM AND/OR TO YOU THAT ARE LOST, INTERCEPTED, ALTERED OR OTHERWISE ACCESSED BY THIRD PARTIES;
ii. ANY BUSINESS LOSS (WHICH INCLUDES WITHOUT LIMITATION ANY LOSS OF CONTRACT, LOSS OF REVENUE OR PROFIT, LOSS OF OPPORTUNITY, LOSS OF ANTICIPATED SAVING IN EXPENDITURE, AND/OR ANY LOSS OR CORRUPTION OF DATA); OR,
iii. ANY OTHER LOSSES INCURRED BY ANY USER OF OUR WEBSITE ARISING FROM YOUR USE OF OR INABILITY TO USE THE WEBSITE, THE RESULTS OF OR CONTENT ON OUR WEBSITE.
d. WE GIVE NO REPRESENTATION, WARRANTY OR GUARANTEE AS TO THE ACCURACY, COMPLETENESS OR ADEQUACY OF THE CONTENT OR THE AVAILABILITY OF THE WEBSITE.
e. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE EXCLUDE ALL EXPRESS AND IMPLIED WARRANTIES, REPRESENTATIONS AND CONDITIONS WITH RESPECT TO THE WEBSITE AND THE CONTENT.
f. Without limiting the foregoing, under no circumstances shall we be held liable for any delay or failure in performance resulting directly or indirectly from acts of nature, forces, or causes beyond our reasonable control, including, without limitation, Internet failures, computer equipment failures, telecommunication equipment failures, other equipment failures, electrical power failures, strikes, labour disputes, riots, insurrections, civil disturbances, shortages of labour or materials, fires, floods, storms, explosions, acts of God, war, governmental actions, orders of domestic or foreign courts or tribunals, non-performance of third parties, or loss of or fluctuations in heat, light, or air conditioning.
g. This disclaimer does not affect any applicable statutory rights of consumers.
h. Nothing in these Terms shall operate to limit or exclude our liability to you for any death or personal injury caused by our negligence, or the negligence of any of our employees or agents, or for any other matter in respect of which liability cannot lawfully be limited or excluded.
If for any reason a court of competent jurisdiction finds any provision or portion of the Terms to be unenforceable, the remainder of the Terms will continue in full force and effect.
10. Governing Law
These Terms will be governed by and construed in accordance with English law and you agree that any disputes arising in connection with the same will be subject to the exclusive jurisdiction of the English courts.