Need Cash To Keep You Afloat Till Payday?

However hard we try to avoid them, we all have difficult months and unexpected expenses which can throw the most careful budgeting off kilter.

If you’re experiencing short-term financial difficulties, unsecured payday loans could be the best and most practical solution.

Loans from 24/7 Moneybox

With some providers of unsecured loans bad credit automatically disqualifies you from being able to borrow money. But at 24/7 Moneybox, if you apply for one of our unsecured loans bad credit doesn’t necessarily mean we won’t consider your application.

If you apply for one of our unsecured loans bad credit means we will consider your application carefully on its merits, and take recent circumstances into account.

In fact if you’re applying for one of our unsecured loans bad credit is less important to us than being in full employment and having a guaranteed income.

How Our Loans Work

Our unsecured payday loans are designed to be short-term measures of between £80 and £800 to tide you over in an emergency until you next get paid. They are not intended as a continuous source of credit.

Unlike some other providers of similar loans, we’re committed to responsible lending, and don’t want anyone to have more credit than they can comfortably pay back. That’s why most of our unsecured payday loans are designed to be repaid within a month. Then, if you’re happy and we are, you can always take out another loan.

Applying Is Quick and Easy!

It couldn’t be quicker or easier to apply for one of our loans. It’s all done online in just a few minutes, and we can give you a decision almost immediately. For you to qualify, we just need you to be aged 18 or over, UK-based and with a regular income and a UK bank account.

Your bank account will be credited with your loan money almost straight away – generally within an hour if we receive your application for one of our unsecured payday loans before 3pm on a weekday.

You’ll need to give us a few personal details – including your bank account and debit card details. This means that, on your next payday, we’ll just claim back the repayment amount automatically from your bank account.

(However, we appreciate that things go wrong from time to time, so, if you think you are going to struggle to make your repayment, please let us know.)

How Much Will It Cost Me?

For every £100 you borrow from us on our unsecured payday loans, we charge £25. There are no administrative charges, and only a small one-off fee of £2.50 to register with our site.

We’re fully licensed to provide consumer credit, so you have peace of mind that you are dealing with a reputable organisation. And our friendly, professional customer service team is on hand if you need them. We reckon our customer service is one of the things which make us stand out!

And, remember, with our unsecured loans bad credit doesn’t necessarily mean your application will be unsuccessful. Log on now to find out more.