We are committed to responsible lending As a responsible lender we want to ensure that you can repay your loan comfortably in a way that is affordable to you. 247Moneybox.com loans are not designed for long-term borrowing or keeping you in debt, but instead are to be repaid in the short-term. If you need to borrow over a longer period there are other, more suitable forms of credit available. Our service is designed to put you in control of your cashflow, for the times when an unexpected bill lands.
For more information please download our Responsible Lending Principles.

Given our commitment to you, we will:

• Lend responsibly at all times. Measures include:


• Comprehensive credit, ID and employment checks to assess affordability
• Limited loan extensions
• Limited borrowing from 247Moneybox.com in a 12 month period
• Affordable and variable loan amounts based on take-home pay
• A daily interest charge meaning that you only pay for the days you have the loan
• Repay early without any early repayment charges and save money

• Be transparent, honest and open. All of the terms and conditions of the loan, as well as the charges, will be displayed clearly upfront before you make a decision about whether to borrow. The only way the cost can increase is if you don't repay your loan on the date agreed.

• Act professionally, reasonably and responsibly in all our dealings with you. We will endeavour to make sure that all our suppliers of goods and services that we do business with, do the same.

• Make sure all our staff are trained to the highest standards incorporating all relevant requirements, guidelines and codes set out in law and by the OFT as well as professional trade bodies such as the BCCA. This will be in addition to our Responsible Lending Principles.

• Ensure you have all the information you require to make an informed and sensible borrowing decision. If at any time you require extra information please do not hesitate to contact us via the website, email or phone.

• Address your questions, handle complaints quickly and efficiently. Our complaints procedure is clearly set out on our Questions and Answers page.

• Consider cases of financial difficulty in a sympathetic and positive light.