No credit check loans

Finding a loan when you have a less than perfect credit history is a problem for many people - they’re usually either refused a loan or forced to pay high interest rates.

As a fully licensed lender, 24/7 Moneybox offers short term no credit check loans, even if you have a poor history.

Instant decisions on no credit check loans

We understand that everyone makes mistakes and at some point in your life you may have ended up with a poor credit rating. But, at 24/7 Moneybox we don’t think that you should have to suffer for previous mistakes. Our no credit check payday loans are designed to help even those with a poor credit rating as we process each loan application on an individual basis.

Therefore, bad credit will not necessarily prevent you from receiving no credit check loans from 24/7 Moneybox and we’ll give you an instant decision when you apply.

Can anyone get no credit check payday loans?

As we offer a short term lending service designed to see you through to your next payday, we can often lend to people that would struggle to get credit from traditional banks and lenders.

As all our no credit check loans are repaid in full on a designated date, we can offer short term credit to people who would not usually be able to apply.

All we ask is that you have a regular income; you’re at least 18 years old, a resident in the UK and hold a UK bank account with a valid debit card. If you meet these simple criteria, we can offer payday loans no credit check and a fast transfer of funds.

Applying is easy

If you’re looking for short term payday loans no credit check and you need the money quickly, 24/7 Moneybox services could be the right solution for you.

Simply complete our no credit check payday loans application online. There’s no need to fill out any paperwork or fax documents. Using our proprietary risk and decision tool, we can give you an instant decision on your no credit check payday loans application - even if you have a poor credit history.

Straightforward charges

We charge the same fees for all of our loans and offer the same service - fast payday loans no credit check, no paperwork, and standard fees, regardless of your credit rating.

There is a one-off registration fee of £2.50 and we then charge £25 for every £100 you borrow, based on a repayment period of 26 days. As long as you make your repayment on time, it’s really as straightforward as that - fast payday loans no credit check, and no extra charges.

Fast access to money

Once approved, we transfer the money straight into your bank account.

If you’re approved before 3pm on a weekday, the money’s normally transferred within an hour, while for no credit check payday loans approved after 3pm, at the weekend or on a bank holiday, the money will arrive in your account the next business day.

It’s simple to get payday loans no credit check, paperwork or waiting around at 24/7 Moneybox.