It’s outrageous when banks charge you for unexpected bank fees. We at 247Moneybox.com thought we’d offer some helpful tips to beating steep bank charges.

Check your last few bank statements. With these statements in hand, try and find what type of banking user you are. Once you’ve worked this out, change your account for one which will best suit your banking habits and needs.

Of course the best way to avoid banking fees is to simply avoid becoming overdrawn. There are a number of ways to do this. First of all, some banks offer a text service which will message you when you are getting close to becoming overdrawn. Another idea is to use payment methods which will save you some money, and internet banking may allow you to find the cheapest deal. Paying online may also avoid a transaction fee.