Archive for the ‘Uncategorized’ Category


24/7 quicker than the bank (and probably less wet too!)


Thursday, August 26th, 2010

Are you finding its increasingly difficult to find any money to do the things you want to do? Well then it might be time you considered getting a payady loan from us here at 24/7 Moneybox. We offer you the chance to get cash fast and without the hassle a bank loan would offer you. Our loans are designed to be quick and easy, and when it comes to paying off your next paycheque will clear the debt instantly allowing you to relax!

Compare this to a regular bank loan. First think about having to go out and walk down to the bank, waiting in line to be served by someone who will make you fill in a mountain of paper work. Then think about all the hassle about getting your loan, and the whole procedure ou have to go through to pay it off. Now think of 24/7 Moneybox. We can get you money fast, simply log on to our website at 247moneybox.com and fill in an application form, this shouldn’t take you more than 5 minutes. Then we’ll give you a call at a time most convenient to you and ask you a few questions. This shouldn’t take long. When we’ve got what we need we can send you the money. This should be in your bank account within the next couple of days. So there you go! The money you need without even having to risk getting wet in this terrible summer of ours!

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Growth of the payday loan industry explained


Wednesday, August 18th, 2010

Many broadsheets have noticed the growth in the payday loan market. In general it is reported that the number of payday loans being offered quadrupled since 1996. 1.2m people are borrowing a total of £1.2bn altogether. Most journalists have obviously pointed out the risk and danger of borrowing, constantly referring to the idea that everyone struggles to payback and that the industry takes advantage of people who struggle to be prudent pushing them into a ‘debt cycle’. In particular highlighting the high rate of APR that payday loans involve.

However, people seem don’t seem to understand that this is an emergency service. We offer loans on a very short term basis. They are usually used to ensure that people don’t become overdrawn, or late on utlity bills. The short term nature of duration of our loans (usually lasting around 20 days) distorts the APR, an annualised rate, which inflates the our loans making them seem exploitative. The market, as has been illustrated above, is swelling up with new competitors suggesting that the market is working relatively freely. Therefore if companies here have been able to survive charging such high interest rates then surely this suggests a situation close to the natural free market price. Therefore interest rates are this high because they have to be to cover costs and risk, rather than to extract profit.

We offer the chance to get money fast. We do not hide any details, the process is simple if you want a short term loan paid off by your next paycheque simply come talk to us at 247Moneybox.com. We can give you the chance to get instant cash by first filling out an online application form. So if you are in dire need of money then don’t delay get a payday loan today.

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Hot weather means time to save


Friday, July 30th, 2010

In the summer there’s no excuse to be wasting energy, days are long, there’s plenty to do than sit in front of the TV, and it’s definitely not hot enough to have to use any serious forms of air conditioning. Today we’ve brought you a few tips that you can use to save yourself some money.
1. Avoid pre-rinsing your dishes. It doesn’t sound like much but it could actually save you up to £30 on your yearly bill! Especially avoid pre wash settings on your dishwasher unless your dishes are really bad.
2. Installing a programmable thermostat may have some steep up front costs, but this is a real long-term cost saving device. The thermostat should automatically and efficiently keep your house at the right temperature.
3. If you need to tumble dry, make sure you get one with a sensor to tell you when to stop drying (and stop wasting money). Also make sure you clean the lint filter, as this will make the machine more efficient.
4. Make sure you aren’t using hot water too much, the appliance which uses the most energy in the house is actually the water boiler, so make sure you only heat water at certain times when you actually need it.
5. If you do need air-conditioning in the UK, first of all don’t ever travel to Spain in the summer, second make sure it is a relatively new one. New air-conditioning units can use up to 30%-50% less energy.
So if you are worried about either the environment or saving money than make a start on cutting down your bills. Want to invest in more efficient appliances to save you some money in the long run? Simply take out a payday loan from us here at 24/7 Moneybox. Our loans range from £50 to £800, and are paid off by your next payday loan.

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Beat the banker


Monday, July 26th, 2010

It’s outrageous when banks charge you for unexpected bank fees. Often at 24/7 Moneybox we advise our customers to take a cash advance loan from us so they can cover their expenses until their next payday loan can come in. This can prevent them from becoming overdrawn on their current account and incurring steep bank charges which, will be significantly higher than the interest you would be paying with a payday loan. And added to this you will be able to beat the bank! Here are some more tips to beating bank fees.

Check your last few bank statements. With these statements in hand try and find what type of banking user you are. Once you’ve found this change your account for one which will suit you. It can be a pain to change accounts as the direct debit often prove time consuming to switch.

However, the best way to avoid banking fees is to simply avoid becoming overdrawn. There are a number of ways to do this. First of all some banks offer a text service which will message you when you are getting close to becoming overdrawn. The next idea is to use payment methods which will save you some money, internet banking may allow you to find the cheapest deal. Also paying online may also avoid a transaction fee.

If your finding your getting close to becoming overdrawn then it might be time you took out a payday loan from us here at 24/7 Moneybox. People find that the interest on a loan from us is significantly less than the charges you will face if you become overdrawn at your bank. Simply get online and get to www.247moneybox.com and you will be one step closer to beating the bank.

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Mind over matter to beat the heat


Thursday, July 22nd, 2010

Wow it’s swelteringly hot in London this week, but if its your finances which are getting you hot under the collar, and not the lovely weather, then it might be time you took out a payday loan from us here at 24/7 Moneybox. Today we’re sticking to our seats in the office so we thought that if we wrote a blog about icebergs, snow and blizzards we might actually get some work done. So how about a list of some really ‘cool’ things. Chillax!

1.Coldest planet in the solar system? Neptune Well following a DSQ from Pluto being relegated from planetery status, Neptune stands at a chilly -218 Degrees Farenheit.

2.% of an iceberg visible? Commonly between 1/17th to 1/10th.

3.Best suit to keep you cool? Aim for a charcoal colour, and a mixture of linen and artificial fibre. Although an Armani suit looks good whenever, the sauna look isn’t great. Nothing beats a birthday suit though.

Need to cool your finances off a bit? Then talk to us here at 24/7 moneybox and get a fast and efficient cash advance loan to cover your expenses till the next pay cheque comes in. Simply find us at www.247moneybox.com and start your online application today and in the next few days you will be able to relax and top up the tan knowing your covered till your next pay cheque.

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Cars with the best MPGs


Monday, July 5th, 2010

Keeping up with our motoring theme today, we’ve decided to show you a few of the best cars for when you want to save some money on your fuel bills every month. These cars will keep on going and provided you keep them in fuel efficient shape (pumped up tyres, careful driving, see previous blog) you should be able to save yourself a bunch this year.

HONDA Insight, Petrol-Hybrid,  83.10mpg; save from a horse cart this is the most fuel efficient transport around today

After the Honda it all looks pretty French for the rest of the list, looks like our friends across the channel have been getting busy about saving fuel:
CITROEN C2 1.4 Diesel  68.90
CITROEN C1 1.4 Diesel M5 68.90
RENAULT Clio 1.5 Diesel M5 67.30
B CITROEN C2 1.4 SensoDrive Diesel 67.30
CITROEN C3 1.4 Diesel 67.30
RENAULT Clio 1.5 100 Diesel M5 65.80
RENAULT Clio 1.5 65 Diesel M5 65.80
CITROEN C2 1.4 Diesel M5 65.70

If you need to get some extra cash to cover all your emergency expenses until your next paycheque can arrive then its time you spoke to us here at 24/7 Moneybox. We can off you a tailored payday loan which can cover all those outstanding costs and expenses until your next paycheque can arrive.  Simply take 5 minutes out of your day to fill in a simple online application form and you’ll have completed the first step to getting yourself the cash you need.

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All you need is love… and a little money


Wednesday, June 16th, 2010

Concluding our series on preparing mentally for financial difficulty we will today talk about the importance of friends and family. Friends and family are incredibly important for helping yourself out of financial trouble. This article will emphasis the important role that friends play in helping you to get debt free whilst using a 24/7 Moneybox payday loan

You are sculpted by your environment and the people around you. Therefore it is important to ensure that this environment and the people around you are conducive to helping you get debt free. Those of your friends who are positive and motivated are the ones which will bring the best out of you, make a lot of time for these people, however, do not simply cut off your other friends just because they are a downer!

Simplistically speaking friendship is a service as much as anything else. And like we always say in these blogs and articles: things should be planned. Schedule time with your friends to ensure that you are constantly working at everyone’s relationship. The benefit of organising things in advance means you may be able to do things cheaper. Also by planning a time to see people you will be able to ensure they still feel valued that you haven’t seen them, and at the same time avoid disrupting your busy schedule.

Finally go out and make new friends, be sure you meet people who are in similar situations. This will obviously be beneficial as advice can be shared around. And hopefully you can spread the word of how good 24/7 Moneybox is!

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Financial stress doesn’t mean an end to that hot summer body!


Sunday, June 13th, 2010

24/7 Moneybox is the ideal solution for those times when your next pay cheque is taking too long. We can offer you a tailored loan solution which will help you get by until you can the cash to build a new prudent financial plan. Over the next couple of days these articles will highlight some of the ways that you can deal with the psychological stress of financial difficulty. Today we will look at the importance of exercise in reducing stress, and have taken a few tips off the popular personal training websites, however, nothing too complex! We tailor loan solutions not physiques.

The best way to benefit from exercise is through cardiovascular or CV exercise. CV is often cited for releasing endorphins which reduce stress. This will make life easier during financial difficulty. CV is also great because it does not require you to join an expensive gym, simply go for a jog around your neighbourhood, try and keep you heart rate up, this will ensure that your really giving your heart a good workout.

Gym memberships are expensive, in many cases they are fixed for a period of time making them hard to cancel. When your in financial difficulty then a gym membership should be one of the first things you cancel, as they can be deemed a luxury rather than a necessity. But don’t worry you can still get your workout at home! Go to gym and workout websites to find strengths exercises which you can do at home. These usually included body weight exercises, for example push-ups, body weighted squats and lunges.

So make sure you keep up exercising whilst your in financial difficulty, as it has been proven to keep your stress levels down and most importantly keep you healthy. <!– @page { size: 21cm 29.7cm; margin: 2cm } P { margin-bottom: 0.21cm } –>

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What can I do to ease stress when I am in financial difficulty?


Wednesday, June 9th, 2010

It is important to be relaxed when dealing with financial difficulty. This article will highlight some ways that you will be able to keep cool and cover your financial costs until the next pay cheque  comes in. Overall you will want to take out a cash advance loan from us here at 24/7 Moneybox first in order to cover those major economic difficulties. However, even with this financial life -line, the experience can be stressful. Therefore here are some tips that could allow you to keep your cool.

First of all sort your breathing out at times when you are really struggling under the pressure of extreme financial pressure. Take deep slow breaths, this will slow your heart rate and ease the burden of financial difficulty off your shoulders.

Second, it is important to realise what is realistic for you to do. Nobody is perfect, everyone makes mistakes. Therefore be sure not to be so hard on yourself, and this will ease your stress load.

Thirdly, find time to exercise. Exercise will clear your mind and free up some of your thoughts allowing you to re-think what is stressing you out and whether they are worthy of the aggrevation they are causing you.

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Easy cash alternatives to bankruptcy


Thursday, May 27th, 2010

Being in financial turmoil is a very tough experience, and one that can have serious effects on other aspects of your life, this is how 24/7 Moneybox can help. If you are experiencing financial difficulty and your pay cheque is not due for a while, then it might be worth thinking about getting a payday loan from us. Simply try our website online and we can get you back on your feet and debt free within a couple of months. This article takes a slightly more light hearted look at money, in particular that those who have an abundance of it are not necessarily more happy, so here are the most expensive divorces in history:

Roman Abramovich’s ex-wife Irina received $300m when they divorce, although less than what the press had speculated he would pay out of his billions.

Saudi Businessman and gun runner Adnan Khashoggi divorced Sorayan Khasghoggi and gave her an estimated $874 million (£529m)

Sumner Redstone, owner of media company Viacom, divorced his wife Phyllis in 2002 and handed over $1bn.

Rupert Murdoch, media tycoon, lost the record amount of $1.17bn to his wife of 32 years Anna.

Money in abundance can be damaging, but more so is the lack of it, therefore if your lacking financially before your next paycheque can come in then speak to us here at 247 Moneybox and we can help you get around loosing more of it though late fees and bank charges.

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