Online Shopping | 24/7 Moneybox Blog

Archive for the ‘Online shopping’ Category

Making your computer pay for itself

Monday, August 16th, 2010

Have access to the internet? Have a bit of spare time on your hands? Then why not earn yourself some money online. Today we have compiled a list of some ways you can earn a few pounds here and there. So when you have time to waste then at least waste it while being paid.

1.Answer questions; some sites offer their customers the chance to answer any of their questions. So if you consider yourself the master of trivial pursuit or the don of your local pub quiz then get online and get answering. Questions may be texted to you and allowing you the chance to earn yourself some money and massage that massive ego of yours.
2.Do surveys; if you think of yourself as opinionated and someone who doesn’t lose arguments then you might enjoy earning money by completing some online surveys. These can range from political surveys, to university students surveys. Websites can offer between £1 and £5 for completed surveys.
3.Get paid to just use the internet; many companies like to know customers’ browsing habits, therefore you can now get paid to simply surf the internet. Search for companies which want some market research.
4.Sell your photos; consider yourself as a great photographer? Then maybe someone else might agree, and pay to prove it. Find a site where you can sell some of your photos.
5.Rent your stuff online; going away for a bit? Then why not get your possessions to earn themselves money. Try and find a site which allows you to rent anything from dvd players, furniture to children’s toys.
6.When buying anything online see if you can find the same goods but with cash-back opportunities. Companies are struggling during the recession and will therefore push hard to get you to shop with them.

If you want a little extra cash this month then why not come talk to us here at 24/7 Moneybox, we can offer £50-£800 fast cash to cover all your expenses until payday.

Share this post:

Tags: Money saving, online lenders, online loans
Posted in Money saving, Online shopping, technology | No Comments »

VAT – how to avoid being burnt come January

Wednesday, June 30th, 2010

With the latest government budget it looks like we’re all going to be facing VAT at 20%. Therefore we thought we might help you find a way around paying extra for food in today’s post. Food alone is set to add a lot to the householder’s consumption and that’s not even considering the impact of petrol, clothes and cars. However there are loop holes around it where if your crafty enough you can seriously reduce the impact of VAT.

VAT is charged differently on different goods, there are the so called ‘essentials foods’ which have zero VAT on them and then there are the ‘luxury foods’ these on the other hand do have the full 20% on them. Therefore our first tip would be to find out the difference and shop accordingly.

However, there are inconsistencies on what foods will be classed as what, therefore you may find it possible to keep your regular spending habits and still pay little to no VAT. A few tips would be to shop for wheat based crisps rather than potato based ones, and buying the freshly baked goods rather than visiting the takeaway counter as this will set you back due to VAT.

Therefore if you want to avoid VAT take a little time to find out the discrepancies between the essential and luxury foods and exploit this to your advantage. If you need cash to cover your expenses until the next pay cheque can come in then it might be time you spoke to us here at 24/7 Moneybox. We can offer you the chance to get cash fast, and solve your financial difficulties.

Share this post:

Tags: loans for payday, Money saving, VAT
Posted in Money saving, Online shopping | No Comments »

How can I save money this month?

Saturday, June 12th, 2010

If you want to earn some extra cash why don’t you check out the websites which offer you the chance to pay you for doing things like filling in surveys or rating products. This could get you a few extra quid every month. Then to save some money why not renegotiate your gas, electricity and water bills. This could be done through a price comparison website. What is ideal is to get a deal suited to the type of customer you are. Do you use your utilities 24/7 or only at specific times, for instance on/off peak times. This could save you money every month. The same could be done to ensure you are paying the cheapest amount for your car, home, or life insurance.

Money saving tips also include going green on many aspects at home. Simply switching off lights and using the washing machine at a lower heating setting not only will you save yourself money every year but also reduce your carbon footprint.

Finally use cash for purchases this way it will be more encouraging to save money, and not be frivolous. Also a lot of supermarkets have websites which are incredibly useful when it comes to saving money. These websites offer customers the ability to choose their weekly shopping without being subjected to the overt special offers and advertising. Also many sites have a ‘cheaper option’ button which allows customer to get a cheaper alternative to an expensive brand.

To get cash to cover bills until the next paycheque comes then it makes sense to talk to us here at 24/7 Moneybox, we offer competitive payday loans which cna help you avoid getting into trouble over late payments for utility bills or penalty fees.

Share this post:

Tags: Money saving, money-saving tips, saving money
Posted in Money saving, Online shopping, credit card | No Comments »

Alleviate your finances with an injection of cash

Sunday, May 30th, 2010

With the current state of economic conditions it might become more and more crucial that people use a payday loan to deal with their outstanding debt problems, this is where 24-7 Moneybox comes in, we can offer people the chance to get fast, which can be spent on paying back over due payments or paying off debts. This article will look as some ways you can enjoy yourself despite being on a strict financial budget, relaxation is important to clearing your debt, therefore making sure you can get away for a short vacation is still important.

First of all use travel websites to get a good comparison of deals. These will allow you to put in information for hotels, car rentals and flights to make sure you get the right fit which doesn’t stretch your purse strings.

Second; make sure you keep up to date with exchange rates, it will certainly pay off massively if you can get away to somewhere where the exchange rate is overpriced. Here your money will go further, make sure you spend it all though as the money won’t convert back well if its still overpriced.

Third; try and travel at off-peak times, not only will things be cheaper but you will get to avoid the rush and thousands of screaming children. Best times as a rule of thumb is during school terms.

Share this post:

Tags: holiday money, Money saving, payday loans
Posted in Money saving, Online shopping, holiday money | No Comments »

24-7 Moneybox the easy way to get a bit of extravagance this month

Thursday, May 13th, 2010

When your up against it financially, then you may need a little extra cash to help you pay the bills this month, this is where 24/7 Moneybox comes in, we provide an opportunity to cover all those immediate payments so that they don’t build up from late fees or penalty over draft charges. However, our payday loans may not necessarily need to be used for dealing with these worrying situations, this article will highlight some of the more fun things our customers have needed a little bit extra cash for.

Tickets: last opportunity to catch your favourite artist? Then take out a text payday loan from us, and you can have the chance to make the unmissable…. well unmissable. Easy examples include sporting events, the FA cup, flying out to South Africa this summer, all can be achieved through a payday loan.

Holidays: they are a big part of your life memories, so make sure you don’t miss out on an experience of a life time, whether its sky-diving in Australia or safari in the Serengeti these can all be covered with a no fax payday loan.

Cars: want to add a little something to spruce up your car before your next pay cheque comes in? Then its time to talk to us, whether you want to pimp out your interior with some luscious leather or add a stereo system its time to talk money with us here at 24-7 Moneybox.

Share this post:

Tags: holiday money, payday loan
Posted in Online shopping, credit card, holiday money | No Comments »

24/7 Moneybox’s tips for saving money on your phone and mobile bills

Friday, August 14th, 2009

Today we will be looking at how you can save yourself a bundle on your phone and mobile bills; we find our customers can help their finances greatly if they adopt a more prudent structure to their finances in conjunction with one of our payday loans.

So how do you save money on your phone bills? The first thing you must do is work out the type of user you are and try and build a phone profile, do you use your landline a lot or your mobile, what do you use your mobile for texts or calls. When you know what kind of user you are then its time to get a tariff and phone line which is adapted to you. In particular it may also be useful to find out what numbers you regularly call, do you call other mobiles or landlines? From this the best idea would be to go to a price comparison website and compare the main phone companies, often these comparison websites allow you to put in personal information about how many calls you make a week and to what phones, this will ensure you can get the right service for you.

If you rarely use your phone, perhaps you have one for the internet or to receive calls, then it might be time you thought about getting the lowest rate possible for you. We’ve found that the best option is to look at the Post Office, they offer the cheapest line we could find and its perfect for those who infrequently use their phone.

Need a little injection of cash to help you cover those urgent bills until your next payday? Well then it might be time that you considered taking out a payday loan. Here at 24/7 Moneybox we can offer your fast cash, without the hassle of paperwork due to our online application form, so don’t let your finances grow and threaten you being evicted or lose your utilities for a period of time sign up today.

Share this post:

Tags: mobile tariffs, Money saving, money-saving tips, phone bills
Posted in Money saving, Online shopping | 1 Comment »

Online shopping, a great way to save yourself money this month

Wednesday, August 12th, 2009

For today’s blog we will look at some great ways to save you some money this month. Usually when a customer borrows from us we offer them some advise on how to reduce their expenses, this helps their payday loan be more effective. Here are a few ideas that could save you some money and help your finances get back into the black.

Today’s tip is to go online for your weekly grocery shop. Thousands of people use online shopping to get their regular groceries and you should be one of them, most of the main supermarkets have online shopping capability so you won’t have to switch your chain and if you are on a points system with them you may be able to keep this up.

Shopping online will make financial sense; the main supermarkets generally give you the option of comparing a good with the ‘rest of the shelf’, allowing you to compare similar products. Sometimes a prompt is given to you to ‘see a cheaper alternative’, all the deals in store should be on the website so you aren’t missing out on any deals. Often by shopping online you can find new deals that you would not find in store.

Shopping online will allow you to choose the food you need in a relaxing environment: your front room. By not being in store you won’t be under any strain from influential advertising or be swayed by an atmosphere that encourages you to buy more. By buying online you’re more likely to keep to what you need to buy and less likely to pick up those special treats, keeping your price down.

The only downside would be the delivery fees, however, these are usually around £4.50 from the major supermarkets, which is usually covered by the savings you make from finding new deals online.

Do you need an injection of cash to sort out your finances this month? Well then perhaps its time you thought about taking out a payday loan with us here at 24/7 Moneybox. We offer competitive loans and can tailor a loan solution to cover your urgent cash requirements. So don’t delay further start an application form today!

Share this post:

Tags: money-saving tips, Online shopping, save money
Posted in Online shopping | 1 Comment »

O2’s new Visa card offers a lesson in financial control

Wednesday, July 22nd, 2009

Do you need to ring-fence your expenses? Then maybe you need a fee free pre-paid card to help keep tabs of your finances. Times online reports that O2 has announced that it will offer pre-paid Visa cards that can be used online, in store or at cash points and works simply as a substitute to carrying cash. The card can even be claimed by children as young as 13, without their parent’s permission.

The ‘Lock and Go’ Card, will be launched by 02 in partnership with Natwest and comes with no fees. O2 will provide users with balance updates on their phone. The pre-paid card has no overdraft feature as users can only spend what they have loaded onto the card. The card will in effect work as an easier and safe way to carry cash, parents won’t have to worry about their children carrying or losing cash, the card uses the Chip and Pin security and if the card is stolen it can easily be cancelled.

Pre-paid cards have been very expensive in the past where banks have tried to charge users for a myriad of actions with the card; Lousie Bond from uSwitch has highlighted some of the charges to include up front fees to take the card out, monthly fees, withdrawal charges and even a charge for loading the card. Bond sees the cards as a good way to budget monthly expenses and keep tabs of your finances.

The Load and Go card is also designed to introduce children into understanding about financial control so that, it also prevents them from having to carry cash which could attract crime.

If you have taken all the steps to budget yourself and cut down the expenses but will still struggle to pay the rent or utility bills, then it may be time for you to consider getting yourself a payday loan from us at 24/7 Moneybox. Our team is waiting on hand to make a tailored cash loan solution for you which can help you out of a cash flow difficulty until the next pay cheque can arrive. Apply today and say goodbye to you cash flow problems.

Share this post:

Tags: chip and pin, Pre paid card, visa
Posted in ID theft, Online shopping, credit card | No Comments »

MJ fans will be waiting a ‘very long time for refund’ – Get to your favourite gigs with 24/7 Moneybox

Thursday, July 2nd, 2009

Further bad news surrounding Michael Jackson is that his fans will find out that refunds for his tour this summer at the O2 arena will take a very long time coming, reports Times Online. Ticket websites and consumer help sites have been bombarded with calls and emails, the mass of queries and complaints even crashing some ticket websites.

AEG Live, the official promoter reassured fans by stating that a full ticket refund procedure would be released next week, however, sources within AEG state that fans will have to wait a very long time before organisers will pay out. The value of tickets sold has been estimated to be around £50 Million with over 800,000 sold for 50 shows. Understandably the suppliers have struggled with refunds this size, under contract law the company who has sold the tickets should be required to refund customers in the event of cancellation.

However, those that have been using EBay, Gumtree and unlicensed ticket agents to purchase Jackson’s tickets will find it very unlikely that their money will be paid back. This is due to re sale tickets being forbidden under the terms and conditions of the tickets With this the steep booking fees, sometimes reaching up to £10 will more than likely not be refunded. Tickets varied between £50-£70 for regular seats, and £790 for front row seats, however, EBay saw tickets going for up to around £1,300.

Good news for some customers if they bought tickets over £100 with a credit card then they could apply for a refund from the credit card company, under the Credit Card Act which makes the company jointly liable.

Need some extra cash to catch the best gig around? 24/7 Moneybox can give you a payday loan for you to achieve your once in the life time gig or show. Simply take 5 minutes of your time to fill out our online application form, wait for a call from us to check you really want it and you will receive instant cash to do as you please with. Apply today and don’t live in regret of you once in a lifetime opportunities!

Share this post:

Tags: Michael Jackson, O2 Arena, short term loan, Tickets
Posted in Online shopping | No Comments »

Confidence in online shopping – how 24/7 Moneybox offers peace of mind

Tuesday, May 12th, 2009

According to the Office of Fair Trading (OFT), almost 33% of internet users are shunning online shopping as they do not trust the system. The rise of online retailing over recent years has reinvented how we consume goods and services but also has taken fraud and other criminal activities into new territory.

According to the report the OFT said that one in five internet users who chose not to shop online failed to do so because they were worried about personal security. 15% of those who refused internet shopping said they did not trust the retailers.

Quoting from a BBC article commenting on the OFT report:

“If consumers are not confident online, demand will grow at a slower rate. So we must tackle these concerns right now if the online market is to grow at its full potential.”

However, the figures show that consumer confidence is growing compared with three years ago.

Among the people who do shop online, 54% felt it was as safe as shopping in store, compared with 26% in 2006.

“UK consumers buy almost twice as much over the internet compared to their European neighbours,” said Consumer Minister Gareth Thomas.
“It is encouraging that the OFT’s survey shows increasing consumer confidence when buying online - but people still have concerns.”

We here at 24/7 Moneybox take the issue of security incredibly seriously. Our site operates over a secure SSL connection and all details are encrypted providing you with peace of mind when you apply. There are 3 easy steps to getting your payday loan: simply take a few minutes to fill in our online payday loan application form, obtain fast approval and receive your cash loan today! A bad credit rating or a poor credit history is not necessarily a problem. That’s something not all online lenders can claim so for UK payday loans – apply today.

Share this post: