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Archive for the ‘Money saving’ Category

24/7 quicker than the bank (and probably less wet too!)

Thursday, August 26th, 2010

Are you finding its increasingly difficult to find any money to do the things you want to do? Well then it might be time you considered getting a payady loan from us here at 24/7 Moneybox. We offer you the chance to get cash fast and without the hassle a bank loan would offer you. Our loans are designed to be quick and easy, and when it comes to paying off your next paycheque will clear the debt instantly allowing you to relax!

Compare this to a regular bank loan. First think about having to go out and walk down to the bank, waiting in line to be served by someone who will make you fill in a mountain of paper work. Then think about all the hassle about getting your loan, and the whole procedure ou have to go through to pay it off. Now think of 24/7 Moneybox. We can get you money fast, simply log on to our website at 247moneybox.com and fill in an application form, this shouldn’t take you more than 5 minutes. Then we’ll give you a call at a time most convenient to you and ask you a few questions. This shouldn’t take long. When we’ve got what we need we can send you the money. This should be in your bank account within the next couple of days. So there you go! The money you need without even having to risk getting wet in this terrible summer of ours!

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Tags: bank loans, fast money, payday loans
Posted in Money saving, Uncategorized, holiday money, payday loans | No Comments »

Making your computer pay for itself

Monday, August 16th, 2010

Have access to the internet? Have a bit of spare time on your hands? Then why not earn yourself some money online. Today we have compiled a list of some ways you can earn a few pounds here and there. So when you have time to waste then at least waste it while being paid.

1.Answer questions; some sites offer their customers the chance to answer any of their questions. So if you consider yourself the master of trivial pursuit or the don of your local pub quiz then get online and get answering. Questions may be texted to you and allowing you the chance to earn yourself some money and massage that massive ego of yours.
2.Do surveys; if you think of yourself as opinionated and someone who doesn’t lose arguments then you might enjoy earning money by completing some online surveys. These can range from political surveys, to university students surveys. Websites can offer between £1 and £5 for completed surveys.
3.Get paid to just use the internet; many companies like to know customers’ browsing habits, therefore you can now get paid to simply surf the internet. Search for companies which want some market research.
4.Sell your photos; consider yourself as a great photographer? Then maybe someone else might agree, and pay to prove it. Find a site where you can sell some of your photos.
5.Rent your stuff online; going away for a bit? Then why not get your possessions to earn themselves money. Try and find a site which allows you to rent anything from dvd players, furniture to children’s toys.
6.When buying anything online see if you can find the same goods but with cash-back opportunities. Companies are struggling during the recession and will therefore push hard to get you to shop with them.

If you want a little extra cash this month then why not come talk to us here at 24/7 Moneybox, we can offer £50-£800 fast cash to cover all your expenses until payday.

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Tags: Money saving, online lenders, online loans
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Hot weather means time to save

Friday, July 30th, 2010

In the summer there’s no excuse to be wasting energy, days are long, there’s plenty to do than sit in front of the TV, and it’s definitely not hot enough to have to use any serious forms of air conditioning. Today we’ve brought you a few tips that you can use to save yourself some money.
1. Avoid pre-rinsing your dishes. It doesn’t sound like much but it could actually save you up to £30 on your yearly bill! Especially avoid pre wash settings on your dishwasher unless your dishes are really bad.
2. Installing a programmable thermostat may have some steep up front costs, but this is a real long-term cost saving device. The thermostat should automatically and efficiently keep your house at the right temperature.
3. If you need to tumble dry, make sure you get one with a sensor to tell you when to stop drying (and stop wasting money). Also make sure you clean the lint filter, as this will make the machine more efficient.
4. Make sure you aren’t using hot water too much, the appliance which uses the most energy in the house is actually the water boiler, so make sure you only heat water at certain times when you actually need it.
5. If you do need air-conditioning in the UK, first of all don’t ever travel to Spain in the summer, second make sure it is a relatively new one. New air-conditioning units can use up to 30%-50% less energy.
So if you are worried about either the environment or saving money than make a start on cutting down your bills. Want to invest in more efficient appliances to save you some money in the long run? Simply take out a payday loan from us here at 24/7 Moneybox. Our loans range from £50 to £800, and are paid off by your next payday loan.

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Tags: energy saving
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Cars with the best MPGs

Monday, July 5th, 2010

Keeping up with our motoring theme today, we’ve decided to show you a few of the best cars for when you want to save some money on your fuel bills every month. These cars will keep on going and provided you keep them in fuel efficient shape (pumped up tyres, careful driving, see previous blog) you should be able to save yourself a bunch this year.

HONDA Insight, Petrol-Hybrid, 83.10mpg; save from a horse cart this is the most fuel efficient transport around today

After the Honda it all looks pretty French for the rest of the list, looks like our friends across the channel have been getting busy about saving fuel:
CITROEN C2 1.4 Diesel 68.90
CITROEN C1 1.4 Diesel M5 68.90
RENAULT Clio 1.5 Diesel M5 67.30
B CITROEN C2 1.4 SensoDrive Diesel 67.30
CITROEN C3 1.4 Diesel 67.30
RENAULT Clio 1.5 100 Diesel M5 65.80
RENAULT Clio 1.5 65 Diesel M5 65.80
CITROEN C2 1.4 Diesel M5 65.70

If you need to get some extra cash to cover all your emergency expenses until your next paycheque can arrive then its time you spoke to us here at 24/7 Moneybox. We can off you a tailored payday loan which can cover all those outstanding costs and expenses until your next paycheque can arrive. Simply take 5 minutes out of your day to fill in a simple online application form and you’ll have completed the first step to getting yourself the cash you need.

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Tags: fuel efficiency, hybrid, mpg, saving fuel
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Make sure your paying the right amount of Council Tax

Friday, July 2nd, 2010

Council Taxes can be harsh to your finances, therefore it is important to ensure that you are being charged the right amount. This follows the news from The Telegraph that 17 neighbours from Birmingham were able to be refunded £47,000 from their local council. It is definitely worth it as the money is backdated to when you first started living at the property. Properties just next door could be in different tax level bands, so make sure you check it out.

The way to do this is simple, just go to the website of the council tax list at the Valuation Office Agency www.voa.gov.uk and enter your postcode and then find and compare the addresses of your house and the other houses on your street.

However, be careful as you are merely challenging what band your house is in and therefore could potentially lead to your house being re-valued into a higher band.

Therefore make sure you are paying the right amount of council tax. If on the other hand you are, but you are struggling to pay it then it might be time you spoke to us here at 24/7 Moneybox. We can offer you the chance to get a swift injection of cash to make sure you can cover all your expenses until the next pay cheque can come in. Simply come visit us at 247moneybox.com for further details.

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Tags: council tax, rebate
Posted in Government, Money saving, housing | No Comments »

The best ways to save fuel this summer

Thursday, July 1st, 2010

Motoring in the last few years hasn’t been cheap, so today we thought we’d bring you a few ideas to saving the fuel. Having watched Clarkson do a round trip to Scotland and back in a tank its surprising how much fuel efficient driving will save you every year. Using the tips below could save you up to 50% on your fuel bills every year.

First of all turn off air conditioning or any other items which may use up fuel. Admittedly in this summer it has been difficult to do this step. However, make sure you don’t open the windows as the drag and the deterioration in aerodynamics will actually cost you more on the fore court then keeping your air con on.

Drive slowly and use cruise control on motorways. The difference between 70mph and 80mph is significant on the fuel tank. By leaving your car on cruise control the computer will be able to work out how to maintain your speed using the least amount of fuel possible.

Going on from the point above: drive consistently. Try and predict the traffic and where you will need to slow down ahead. You can get a minor in a driving test nowadays if you uneccessarily accelerated to a red light and you will equally be getting a minor to your wallet every month as well.

Keep in the highest gear possible. The obvious point when wanting to save petrol, however, be sure to not labour the engine as they may use up extra fuel.

Finally avoid taking a cold car anywhere. Cold cars are thirsty cars, if possible try and get a lift with a friend, this will have the obvious advantage of cutting down costs completely

If you need some extra cash to cover your expenses before your next pay cheque can come in then it might be time you spoke to us here at 24/7 Moneybox. We can offer you a tailored loan solution which can cover all your expenses and be easy to pay off with your next pay cheque.

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Tags: cars, Money saving, petrol
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VAT – how to avoid being burnt come January

Wednesday, June 30th, 2010

With the latest government budget it looks like we’re all going to be facing VAT at 20%. Therefore we thought we might help you find a way around paying extra for food in today’s post. Food alone is set to add a lot to the householder’s consumption and that’s not even considering the impact of petrol, clothes and cars. However there are loop holes around it where if your crafty enough you can seriously reduce the impact of VAT.

VAT is charged differently on different goods, there are the so called ‘essentials foods’ which have zero VAT on them and then there are the ‘luxury foods’ these on the other hand do have the full 20% on them. Therefore our first tip would be to find out the difference and shop accordingly.

However, there are inconsistencies on what foods will be classed as what, therefore you may find it possible to keep your regular spending habits and still pay little to no VAT. A few tips would be to shop for wheat based crisps rather than potato based ones, and buying the freshly baked goods rather than visiting the takeaway counter as this will set you back due to VAT.

Therefore if you want to avoid VAT take a little time to find out the discrepancies between the essential and luxury foods and exploit this to your advantage. If you need cash to cover your expenses until the next pay cheque can come in then it might be time you spoke to us here at 24/7 Moneybox. We can offer you the chance to get cash fast, and solve your financial difficulties.

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Tags: loans for payday, Money saving, VAT
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Unattended baggage, one of many ways to get your holiday off to a bad start (or to no start at all)

Tuesday, June 29th, 2010

If your not going away this summer then you will be missing out on all the hassle involved with getting away for a ‘relaxing’ break. Packing, getting to the airport on time, sorting out hand luggage, making sure you have sorted out your tickets and what to do once you’ve arrived, and don’t forget the passports! This article will highlight some tips to help you pack and have an enjoyable holiday.

First of all keep your documents safe, scan them and email them to yourself. Record the lost card numbers of your credit/debit cards. By having your details electronically saved you can send it to the embassy if you lose them.

Split up your valuables so if you lose your credit card it won’t be disastrous for your holiday. Perhaps keep your card with your suitcase, or have a stash of spare emergency cash to deal with problems which might come up.

Bring plastic bags, these can be handy for a number of purposes and can be easily compacted to save some space in your suitcase and bags

When it comes to carry on luggage make sure you have the most important documents going on the plane with you.

Hopefully these tips will help you to have a relaxing holiday, and if any emergencies do occur then you should be able to cover them quite easily. If you want to jet away for quick break but are being held back by financial difficulty then its time you came and spoke to us here at 24/7 Moneybox. We can offer you the chance to get a little injection of cash to do the things you want to do and not let your debts dictate how you live your life. Simply go to 247Moneybox.com and apply for a payday loan today.

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Tags: fast money, holiday money, holidays
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All you need is love… and a little money

Wednesday, June 16th, 2010

Concluding our series on preparing mentally for financial difficulty we will today talk about the importance of friends and family. Friends and family are incredibly important for helping yourself out of financial trouble. This article will emphasis the important role that friends play in helping you to get debt free whilst using a 24/7 Moneybox payday loan

You are sculpted by your environment and the people around you. Therefore it is important to ensure that this environment and the people around you are conducive to helping you get debt free. Those of your friends who are positive and motivated are the ones which will bring the best out of you, make a lot of time for these people, however, do not simply cut off your other friends just because they are a downer!

Simplistically speaking friendship is a service as much as anything else. And like we always say in these blogs and articles: things should be planned. Schedule time with your friends to ensure that you are constantly working at everyone’s relationship. The benefit of organising things in advance means you may be able to do things cheaper. Also by planning a time to see people you will be able to ensure they still feel valued that you haven’t seen them, and at the same time avoid disrupting your busy schedule.

Finally go out and make new friends, be sure you meet people who are in similar situations. This will obviously be beneficial as advice can be shared around. And hopefully you can spread the word of how good 24/7 Moneybox is!

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Tags: loans for payday, Moneysaving
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How can I save money this month?

Saturday, June 12th, 2010

If you want to earn some extra cash why don’t you check out the websites which offer you the chance to pay you for doing things like filling in surveys or rating products. This could get you a few extra quid every month. Then to save some money why not renegotiate your gas, electricity and water bills. This could be done through a price comparison website. What is ideal is to get a deal suited to the type of customer you are. Do you use your utilities 24/7 or only at specific times, for instance on/off peak times. This could save you money every month. The same could be done to ensure you are paying the cheapest amount for your car, home, or life insurance.

Money saving tips also include going green on many aspects at home. Simply switching off lights and using the washing machine at a lower heating setting not only will you save yourself money every year but also reduce your carbon footprint.

Finally use cash for purchases this way it will be more encouraging to save money, and not be frivolous. Also a lot of supermarkets have websites which are incredibly useful when it comes to saving money. These websites offer customers the ability to choose their weekly shopping without being subjected to the overt special offers and advertising. Also many sites have a ‘cheaper option’ button which allows customer to get a cheaper alternative to an expensive brand.

To get cash to cover bills until the next paycheque comes then it makes sense to talk to us here at 24/7 Moneybox, we offer competitive payday loans which cna help you avoid getting into trouble over late payments for utility bills or penalty fees.

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