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Archive for the ‘housing’ Category

Make sure your paying the right amount of Council Tax

Friday, July 2nd, 2010

Council Taxes can be harsh to your finances, therefore it is important to ensure that you are being charged the right amount. This follows the news from The Telegraph that 17 neighbours from Birmingham were able to be refunded £47,000 from their local council. It is definitely worth it as the money is backdated to when you first started living at the property. Properties just next door could be in different tax level bands, so make sure you check it out.

The way to do this is simple, just go to the website of the council tax list at the Valuation Office Agency www.voa.gov.uk and enter your postcode and then find and compare the addresses of your house and the other houses on your street.

However, be careful as you are merely challenging what band your house is in and therefore could potentially lead to your house being re-valued into a higher band.

Therefore make sure you are paying the right amount of council tax. If on the other hand you are, but you are struggling to pay it then it might be time you spoke to us here at 24/7 Moneybox. We can offer you the chance to get a swift injection of cash to make sure you can cover all your expenses until the next pay cheque can come in. Simply come visit us at 247moneybox.com for further details.

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Tags: council tax, rebate
Posted in Government, Money saving, housing | No Comments »

Make sure you cash in on the latest Government fuel poverty scheme

Tuesday, August 4th, 2009

In a previous article we worried about the rise of those in fuel poverty, but today it is apparent that government decision makers have been reading our daily blog as they have announced a new £350 million scheme to aid those in fuel poverty, reports Times online.

The scheme is designed to give low-income households a complete ‘energy efficiency makeover’. The scheme called the Community Energy Saving Programme (CESP) will start next month and targets 100 ‘fuel-poor’ regions and installs energy efficient measures to the residents there, street by street. 90,000 people could benefit from extra insulation to a completely new central heating system, which will save an average of £330 a year on fuel bills.

However, overall 900 deprived areas can qualify for assistance, but it is down to community action groups to lobby their local authorities to ensure that the scheme can be adopted in the other 800 deprived areas that have not been chosen directly by the energy suppliers. To find out whether your area is eligible or not go to www.imd.communities.gov.uk and click on the map.

It is important that local communities get on board as the scheme requires at least 25% of the eligible households in the area to have signed up before any work is carried out. There are also worries that the suppliers won’t deliver the scheme properly instead aim to meet the government’s carbon reducing targets rather than budget targets when delivering CESP.

If despite the reduction in your fuel bills they are still just too expensive then it might be time you spoke to us here at 24/7 Moneybox and get yourself a payday loan to cover the expenses until your next pay cheque arrives. Our payday loan will allow you to get cash fast and the application process is quick and easy, so sign up today!

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Tags: carbon targets, Fuel poverty, utility bills
Posted in Government, housing, inflation | No Comments »

NHF predicts house price upturn as soon as 2012

Monday, August 3rd, 2009

Good news for home owners today as predictions made by the National Housing Federation (NHF) suggests that we can see a boom in house prices as early as 2012 and is likely to continue to 2014, reports Times online.

House prices during this period could rise by almost 20% due to the pressure put on the market by a shortage of properties. In the meantime, however, the NHF has predicted a fall in prices by up to 12.2% this year, 4.6% next year and then stabilising in 2011, with a 1.1% rise. The three-year boom will consist of a 7.5% rise in 2012, 8.4% in 2013 and 6.8% in 2014. Average prices rising by £38,000 from £189,900 to £227,800 at the end of the boom.

Despite this worrying news is that the NHF has predicted many of those trapped in negative equity won’t see their prices rise enough to outstrip their mortgage and remain stuck in negative equity, in particular those of whom have been most effected by the 25% fall in prices from peak to trough.

Prices have been predicted to act in this fashion due to the high pressure from the shortage of properties, currently each year only 60% of the required number of homes are built each year. Social housing waiting lists are growing due to a lack of borrowing to first-time buyers and low-income households so none have been able to take advantage of the recent fall in house prices.

Are you struggling to pay off your mortgage and trapped in negative equity? Well then relax about your next payment, simply take out a payday loan from us here at 24/7 Moneybox and we will make sure that next payment is not late and therefore does not incur further charges which compound your problems. Don’t delay start filling in our quick 5-minute application form and you will be one step closer to the money you desperately need.

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