Unexpected expenses like a burst water pipe or a new boiler are no respecters of careful financial planning. We all face times when our salary simply will not take us from one end of the month to the other.

If you find yourself in this tricky situation, instant loans can be a real lifeline. Instant loans can tide you over until you next get paid. And, especially if you have unforeseen bills which need paying in a hurry, instant loans live up to their name by being in your bank account almost immediately.

Of course, you shouldn’t rely on instant loans for help every month, and even most providers of instant loans would discourage you from doing so. And they’re meant to be repaid quickly. But if you want a quick solution to urgent money problems, instant loans really can be the answer.

At 24/7 Moneybox, we can get you a cash advance of up to £800 - or between £80 and £200 the first time you take out one of our loans.
It doesn’t necessarily matter if you have bad credit - we take recent circumstances into account.

Remember, our instant loans are also designed to be paid back quickly - within a month. We can take back repayment directly from your bank account, so that’s quick and easy as well.

Check us out online to find out more.

Everyone is feeling the financial pinch of the recession at the moment and this makes them inclined to take loans in order to afford a certain standard of living. However, pay day loans are not for maintaining a life in the lap of luxury when you cannot afford it.

Pay day loans are for serious emergencies that happen when you are out of cash. No, a fashion emergency does not qualify as serious enough to warrant a payday loan. However, when disaster does strike and you need cash, you can come to us for both information on, and help in, taking out pay day loans.

Your money - your responsibility

Payday loans are not to be paid off over time; they are to be paid off as soon as your next pay day comes around. This means that you have even less money to work with the month after taking out a payday loan than you did in that month. These loans have serious and far-reaching effects on your finances and need to be considered carefully.

You literally need to dissect your reasoning for taking out payday loans before you commit to taking out. Payday loans are only for those real emergencies, like your car breaking down in the middle of the month when you don’t have the cash to fix it. That type of emergency impacts your life seriously enough to warrant a loan.

However, if you can get along just fine by using public transport till your next payday, don’t take out a loan. Be super responsible when taking out payday loans, finances are already unhappy in the UK and you do not want to take any unnecessary risks that might put your own finances in jeopardy.

Payday loans in the UK are one of the quickest and easiest ways of borrowing money if you need help between pay cheques, but what do they cost to pay back?

Annual interest rates, or APR, are the most usual way of expressing charges on money repaid over 12 months or more. Because payday loans in the UK are paid back over no more than a month, APR can seem confusing. For example, a payday loan of £1,000 taken out for one month would typically have an actual interest rate of 25%.

At 24/7 Moneybox, leading providers of payday loans in the UK, we’re upfront about our charges. We publicise an APR for our loans, as we’re legally obliged to do so, but the best way to look at it is to understand that we charge £25 for every £100 you borrow.

While this may seem steep, the great thing about our payday loans in the UK is that they take next to no time to arrive in your bank account. It’s all sorted out online in just a few minutes with a few quick, simple questions.

And, of course, once you compare the costs of charges incurred on unarranged overdrafts or direct debits made with insufficient funds or cash withdrawals made on credit cards to realise that payday loans in the UK are a good value alternative.

To find out more about our payday loans in the UK – contact 24/7 Moneybox today.

The popularity of payday loans in the UK has soared. But, if you’re unsure as to how payday loans UK can help - and how they can’t - read on!

Essentially, payday loans in the UK are intended as an emergency way of getting urgently-needed, short-term funds quickly. The aim is that they should also be repaid swiftly.

What payday loans in the UK are not, however, is a permanent source of credit, or a second salary. And they are not generally for huge sums - usually payday loans UK are for amounts under £1,000.

At 24/7 Moneybox, we are highly reputable providers of payday loans in the UK, and we’re keen on responsible lending. If you need money until payday, perhaps because of some unforeseen expense, one of our payday loans UK of up to £800 could be perfect for you. We may even be able to help if you have a bad credit rating.

And the great thing about our payday loans in the UK is that we can have the money in your bank account incredibly quickly. After just a few minutes online, we take some basic personal information. Interest on our payday loans UK is charged at £25 for every £100 you borrow.

But if you need longer than a month to repay the loan, do not have a regular income or a UK bank account, or need more than one loan at any one time, a payday loan may not be the best solution for you.

Pay day loans are increasingly popular as a way of getting hold of urgently needed funds which are quickly repaid. If you face unexpected expenses between pay cheques and need a helping hand to keep you going, pay day loans can be the perfect answer.

But, as with any form of borrowing, pay day loans need to be managed sensibly. Take out your pay day loans with a reputable company, never borrow more than you can sensibly afford to repay and budget the repayment, including interest, from next month’s salary, so that you don’t have to borrow again.

And always bear in mind that pay day loans should not be looked on as a second income. Responsible companies will not encourage financial dependency on pay day loans. Anyone struggling to repay pay day loans should talk to their loan company. A reputable company will listen and do what they can to help.

One such responsible provider of pay day loans is 24/7 Moneybox. We do everything quickly and simply online, saving you trips to the bank or long, tedious phone calls. Our pay day loans are in our customers’ bank accounts literally within minutes.  The way we work focuses strongly on sensible borrowing and responsible lending.

We charge £25 for every £100 borrowed, and there’s a £2.50 fee to register with our site. Keep to your side of the deal and you won’t face any other costs for taking out one of our pay day loans.

Recent months have seen a boom in applications for payday loans in the UK. But there have also been some myths going around, which are not based on fact.

One such unfounded myth is that providers of payday loans are not reputable organisations. Another is that, if you have bad credit, you don’t stand a chance of qualifying for payday loans. Yet another is that you don’t need a bank account to be eligible for payday loans. The final myth is that you need to have a house or other collateral to qualify for payday loans.

At 24/7 Moneybox, we can explode all these payday loans myths. We’re fully licensed to provide payday loans, and only lend when it is totally responsible for us to do so. So you can have peace of mind that we are reputable organisation. You won’t need collateral like a house to put up against our payday loans – although you will need a UK bank account. And, even if you have a less than perfect credit rating, we could still be happy to advance you one of our payday loans.

We only let you take out one of our payday loans at any one time, and the maximum we can lend is £800. Our payday loans are typically given out immediately and without any hassle, and we ask for repayment within a month.
Our payday loans could be just what you need to keep you going until next month.