Archive for January, 2009


Food shopping habits change with the times


Thursday, January 29th, 2009

An interesting article in The Guardian caught our attention in the 247Moneybox.com office. Andy Clarke, chief operating officer of Asda, says the recession has changed the way people shop throughout the month: ‘When they have just been paid, they buy steak. By the middle of the month, when money gets a bit short, they switch to mince.’

We thought it worthwhile including an extract here for your information:

Clarke says Asda started to sense that the economic winds were growing chillier last summer. ‘Ready meals are down 50%, but raw ingredients are up by a matching amount. There is a move away from premium brands to private labels, a decline in sales of still bottled water, but hair colourants are up 60% because women are having their hair done less often. Childrenswear is performing well because the last thing consumers will give up is new clothes for their kids.’

A few questions are raised here - what about those who can’t stretch their paycheque until their next pay date? What do they eat? At www.247Moneybox.com, our aim is to help out with cash advances - used responsibly, these can be the answer to immediate financial needs and cashflow problems. Obviously finding the cash for food shopping is an immediate financial need. Short-term loans from 247Moneybox.com are a fast and easy way to get the payday cash advance you need, when you need it most.

Visit our website and find out just how easy it is to apply and, once approved, how quickly you can receive your cash loan.



Cutting down on credit card debt is key to surviving recession


Sunday, January 25th, 2009

We all need to knuckle down and get informed about how to survive the recession. In a recent article from The Independent, a panel of the newspaper’s writers - business editor Margareta Pagano, personal finance editor Julian Knight, political commentator John Rentoul, and assistant editor David Randall - answered 20 key questions about the economy.

One question which grabbed our interest was what should a young, non-property-owning person do? The answer: cut down on credit card debts, overdrafts and personal loans. By acting responsibly with your finances, you can cover some credit card debt with a fast loan and even avoid overdraft charges with a cash loan.

That’s where we come in. Here at www.247Moneybox.com we offer rapid and convenient online cash advances to individuals throughout the UK to help them cope with immediate cash problems and give them some breathing space in the current difficult economic climate.

We understand the scenario: having tried all other avenues to get some cash to cover you to the end of the month, nothing has turned up. Your family doesn’t have the money and your friends are just as skint. Let 247Moneybox.com help you. Getting a loan from us couldn’t be easier; apply online today for a short-term loan in a safe and secure manner from the comfort and convenience of your own home. We are available online 24/7, whenever you need us. Just remember to make sure you can afford to repay your payday cash advance, whatever you borrow.



It’s finally here - the R word is upon us


Friday, January 23rd, 2009

Not a cheery blog with which to greet the new year, I grant you, but we figure we should face this tough economic environment head on!

The F-word is upone us - yes, the UK is officially now in recession. For your information, we have extracted some snippets from an article in The Guardian published this morning.

The UK economy contracted by a worse-than-expected 1.5% between October and December from the previous quarter, beating the quarterly declines seen during the 1990s recession, figures from the Office for National Statistics showed today. This followed a 0.6% slump in the third quarter. Two or more consecutive quarters of contraction are regarded as a recession.

The fall in fourth-quarter GDP was the biggest since the second quarter of 1980, the year of the Bristol riots, the Iranian embassy siege and British Leyland’s launch of the Metro.

Alan Clarke of BNP Paribas believes that the UK is not even halfway through the downturn yet, and predicted that GDP will continue to shrink through 2009.

‘It’s a case of two quarters down, four to go,’ Clarke said. ‘All the indications are that this recession is worse than the one of the early 1990s.’

Hmm, tough times ahead, friends, and we here at www.247Moneybox.com want to do all we can to help you. Our payday loan service is quick and professional and you could be on your way to a short-term payday cash advance in less time than you think.



New Year’s resolutions


Wednesday, January 14th, 2009

We here in the 247Moneybox.com office have been hard at our New Year’s resolutions and finally hitting the 2-week mark which, it’s widely believed, is when they become a habit! We hope so! Our latest discussion was prompted by an amusing article in The Telegraph in which some well-known celebs were asked what their New Year resolutions were for 2009. We especially liked Piers Morgan’s!

Part of the ritual of moving into the New Year is to tackle things that you have put off repeatedly - now it maybe lovely to learn Hindi, read a book every month, or run a marathon, but (although less glamorous) we are sure most people will benefit from getting their finances in order.

Talking to customers recently we have found that many really want to knock unnecessary expenses on the head when it came to borrowing money, such as an unauthorised overdraft fee or a massive loss of interest incurred by pulling cash out of a term deposit account, etc.

Here at 247Moneybox.com we are committed to providing you with an excellent payday loan service, which stipulates:

A simple and straightforward online application
Fast approval decisions
Cash loan advanced quickly once your application has been approved
Customer support team on hand for your questions
Account accessible 24/7 in a safe and secure environment